Q: What is the maximum monthly payment I can qualify for?

A: Most lenders, qualify you as a prospective borrower by looking at your income and debts. For conventional loans, standard industry debt-to-income ratios are 28/36. This means that up to 28% of your gross monthly income may be used for the payment of your mortgage, or up to 36% of your gross monthly income may be used for your total monthly debts (i.e., credit cards, car loan payments), including the amount of your new mortgage payment. Some Lenders also offer programs with more relaxed qualifying ratios.

Q: Where do I close my loan?

A: All loans are closed at local title companies near your home, just like the bank would do.

Q: How long does the process take?

A: IFS Mortgage has closed loans in as little as 3 days. apply now or call 903-372-7471 and let us start today!!!

Q: How do I receive and send my loan documents?

A: We make everything really easy by use e-mail and faxes as well as over-nighting loan documents and disclosures.

Q: http://www.realtor.com/sanantonio/nbregion.asp?gate=IDXMsanantonio&nnv=on&source=a61x1t1t114&poe=realtor

A: